Archive for the 'Mortgage Fraud' Category

TBR News May 9, 2010

May 09 2010 Published by under MERS,Mortgage Fraud

The Voice of the White House

Washington, D.C., May 9, 2010: “ Our pushing the fact that the mortgage “protection” service, MERS, is a Federal cover to keep homeowners from learning that their home or business mortgage has been so sliced and diced (and sold abroad) that no one with MERS “protection” will ever be able to get a clear title has brought forth a paniced response from the Obama administration. It is a form letter, to be signed by the sucker brigade and it won’t take a Harvard graduate to see that if you sign it, you are screwed to the wall and can never get your title. If you are dumb enough to sign this, you deserve what you get, buddy.”

“Dear [Borrower and Co-borrower name (s)]

“If you are looking for help selling your home and avoiding foreclosure,  the federal government has introduced the Home Affordable Foreclosure Alternatives (HAFA) Program to help you.  As your mortgage servicer,  we are offering you the opportunity to participate in this program by utilizing HAFA’s short sale option.”

It goes on to explain the program,  and then at the bottom of page 3 of 7 it reads:

“By signing this letter,  you are agreeing not only to a short sale,  but also to a deed-in-lieu of foreclosure if a short sale is not successful.  If you have any questions about the deed-in-lieu of foreclosure,  please call us before signing and returning this letter.]”

We know from our studies that the odds of pulling off a short sale are remote because you are negotiating with the servicer,  not the investor,  and because of MERS,  the investor can never be found.

So,  the Government is setting you up for hope in getting out of your house without having to go through a foreclosure,  and then when you can’t (oh,  too bad,  we tried),  you are forced to give it up.  You are signing away all hope of fighting an illegal foreclosure.

Short sales & loan modifications are a suckers game.  And now it is the government who is getting in on the act of throwing people out of their homes with no hope.

Hope for America’s homeowners.  Change you can count on.”

Well, you count on being yenched yet again by your predatory and useless government. And attached, find an interesting observation on the same subject:

“Advocates and judges have only recently become aware of just how failed this whole system is.  Some judges are just covering their eyes, holding their noses and continuing to grant foreclosures despite the growing body of evidence that the law firms and the clients they represent are engaged in such widespread and systemic improper practices.  This will all come back to haunt every American for decades to come. The biggest problem is this represents a fundamental breakdown in the rule of law.  Courtrooms and judges are no longer owed respect and honor and fear…the pressures placed on our courts have turned them into fast food flop houses operating in servitude to the Millionaire Foreclosure Mills.  The only real objective is to plow through these hundreds of thousands of foreclosures as quickly as possible so that the foreclosure mills and their clients can continue to make millions.”

Matt Weidner  Fl Foreclosure Defense Atty.

Terror Scare in Times Square

Blowback from Predator Terror in Pakistan Continue Reading »

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TBR News May 1, 2010

May 01 2010 Published by under China,MERS,Mortgage Fraud

The Voice of the White House

Ed note: The following article, plus my comments, constitute my column for this edition.

The Costs of Complexity

April 28, 2010

by John Michael Greer

It’s a bit ironic, given the events now in the headlines, that I started last week’s post by commenting that it had been an interesting week for connoisseurs of decline and fall; it might have been better to say “You ain’t seen nothing yet.” About the time the volcanic ash from Iceland began settling out of Europe’s airspace, to begin with, another black cloud began to rise from the lava vents of Wall Street, caused by the spontaneous combustion of whatever might have been left of Goldman Sachs’ reputation for fiscal probity.

It’s a fascinating turn of events, not least because Goldman Sachs has been remarkably cozy with the last two presidential administrations here in the US. Still, that didn’t keep the SEC from filing fraud charges against the firm, and it didn’t prevent the publication of a flurry of highly damaging emails in which Goldman Sachs executives boasted about selling made-to-fail securities to widows and orphans – yes, that last phrase actually got used – and then taking out short contracts on those same securities, so that Goldman Sachs profited when the securities did what they were designed to do, and lost money. For all the world like Casablanca’s Captain Renault, Congress is shocked, shocked to find that Goldman Sachs is making money at its customers’ expense; the interesting question is whether this fine imitation of outrage is simply the sort of ritual theater governments use so often these days as a substitute for constructive action, or whether serious power shifts are under way. Continue Reading »

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Special Addition to TBR News

Apr 27 2010 Published by under MERS,Mortgage Fraud

Special to TBR News

As the webmaster and organizer of the Chink in the Armor site, I have been swamped with emails, mostly from frustrated, and alarmed, mortgage holders.  I have the ability to allow questioners to see if they have a MERS-controlled mortgage (which will prevent them from ever getting a clear title to their property) and, if they have, to try to direct them to a real estate attorney in their area.   

However, given the enormous number of MERS victims (almost 50 million!) several of my corresponding lawyers have suggested that justice would be better served through the concept of a class-action law suit which would be designed to get a court-ordered clear title.

It has also been suggested that interested Americans could benefit by organizing themselves to gain, and share, information, and participate in a class action suit. I should note here that people involved in class action suits do not have to get a personal attorney nor pay the kind of fees he would charge.

I already have a weekly newsletter concerning all of this that covers the latest information, etc. and I get more subscribers on a daily basis.

Any concerned reader who would like to become involved in this can write to me at: and can subscribe at:


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TBR News April 25, 2010

Apr 25 2010 Published by under Bush & 9/11,MERS,Mortgage Fraud

The Voice of the White House

Washington, D.C. April 25, 2010: “I often feel that, like John the Baptist, I am the voice of one, crying in the wilderness. I am making special reference here to my discussions of the looming, and horrific, American mortgage crisis. To make this situation simple, let me review some it its earlier history.

A national mortgage firm called Countrywide, deliberately signed up people for expensive mortgages, knowing that while they could pay the low, interest-only initial mortgage payments, they could not pay any higher fees when these were, quite legally, raised at a later date. These new home-owners were illegal immigrants and the very lower middle class and were massively recruited by the Countrywide staff. Deliberately false credit reports, made by the staff, were used as the justification for the granting of loans and the business went on apace. These untenable mortgages were then sold to banks which ground them up, mixing them in with other mortgages taken out by those fully capable of making their payments and the sausage then deliberately sold to the unsuspecting clients of such top investment and banking firms such as Goldman Sachs. The real problem here lies in the fact that because of the slicing and dicing, no one knows who the owner of any mortgage is and unless the owner is known, when a legitimate mortgage is paid off, or the property sold, there can never be a clear title issued because no one knows who holds it.

The Federally-backed MERS was set up to both cover up this horrific fact but also to facilitate the illegal seizure of various properties and their resale to members of the cabal at greatly reduced prices. That all of this fraud will eventually be exposed is certain but the chaos that will fall in the wake of this fraud terrifies not only the banking houses but the politicials as well. Anyone who holds a mortgage, regardless of which firm might originally have held it, is recommended to contact:  In their site, anyone can find out if MERS holds their mortgage (guaranteeing that the owner of it can never be found nor a clear title ever issued) and the site also gives a great deal of very accurate legal information. If all of this criminal fraud becomes known to the public, the fireworks ensuing will put even the biggest Fourth of July display to shame.”

Descending Into Darkness: The Making of a ‘Wartime President’

by Harold R. Krieg, Lt.Col AUS (retd)

Part 1


By the 2000 national election, the Republicans had been out of power for some time and were eager to not only get back into power (with one of the usual electorate mood swings and guaranteed assistance by the Florida Republicans and some of the Supreme Court) but, as Karl Rove, the pathologically cunning aide to former President George H.S. Bush,  insisted, keep it for a long time. Continue Reading »

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TBR News April 19, 2010

Apr 18 2010 Published by under China,MERS,Mortgage Fraud

The Voice of the White House

Washington, D.C. April 18, 2010: ” The website is being reconstructed under a new Webmaster after the sudden departure of the original one. I think we have a much nicer format and expect to see daily postings instead of weekly ones. There will be more interaction from readers (but no blog conversations, please!) and now to business. I have been saying for many months now that the economic collapse was rigged and that the American public has been royally screwed by the big bankers, working hand in hand with members of the bureaucracy.

I have said this on a small scale and the New York Times has been on it on a much larger scale. Now, we can learn, that the mighty, and arrogant, Goldman Sachs has been deliberately allowing its investors to be ripped off, only as long as they and their immediate, and crooked, friends, can prosper. What the mainline media has not dared to mention is this: As a direct result of the deliberate frauds in the mortgage business, caused by the thoroughly crooked Mosilla and company at Countrywide Mortgage (quickly bought up, bad mortgages and all, by the Bank of America), millions of “good” mortgages were bundled together with fakes, turned into a sort of investment sausage and quickly shoved off all over the world by large American banking houses who were fully aware they were selling junk. Continue Reading »

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